Customer cards


Individual customer card programs - tailored to meet your needs

Ensuring that existing customers will remain loyal to the company is one of the core tasks and huge challenges facing companies today. That is precisely what a good customer card can help you to achieve. Accarda offers individual customer card programs that are perfectly suited to your needs and those of your customers.

Customer cards with a credit function
Use your customers' financial capacity to the full. Your customer can pay the full invoice amount in one go. Alternatively, he can take advantage of a partial payment option and choose how to repay his card purchases discreetly and straightforwardly. The only condition is that a minimum amount must be paid each month.
Customer cards as prepaid cards
With the Accarda prepaid card, payment transactions are processed according to the available credit. Your customer pays at the checkout using credit paid for in advance. The advantage for you: You can even reach people who would not normally be entitled to customer cards with credit functions, e.g. young people.
Customer cards as gift cards
Gift cards are the modern electronic alternative to traditional paper gift vouchers. They work according to the prepaid principle. Gift cards open up a range of possibilities for your customers and for you as a company. They are an excellent customer loyalty tool.

More information about gift cards


We have over 40 years of experience issuing customer cards on the Swiss market.

Customer cards - a valuable source of data
As well as being ideal for payment transactions, customer cards provide extensive information about the purchasing behaviour of your customers. They provide address data and detailed information about transactions, shopping baskets and shopping frequency. When used properly, this type of information can be an immediate lever for increasing sales. You make your customers the right offer at the right time. For you, this means more customers, and above all, more satisfied customers. This can be seen from your turnover and profit.

Our services
Accarda can provide all the services associated with customer cards – from the consulting stage right up until the design and implementation stages, not forgetting day-to-day operations – and implement customer cards as an efficient customer loyalty process.

  • Consulting
  • Project management
  • Application processing
  • Risk management
  • Card and PIN issuing
  • Card processing
  • Invoice printing
  • Customer / Partner care centre
  • Pre-financing
  • Credit risk coverage
  • CRM analytics